Welcome to ATM Money Machine
Turn Any Location into a Profit Center With ATM Sales, Processing, and Support
ATM Money Machine is your trusted partner for nationwide ATM sales, processing, and support. We provide new and used, plug-and-play ATMs from leading brands like Hyosung, Genmega, and Triton, perfect for business owners looking to increase revenue or entrepreneurs launching their own ATM business.
Start earning fast with plug-and-play functionality. Your ATM arrives ready to generate revenue from day one — preprogrammed, fully compliant, and shipped quickly for immediate use, with reliable delivery across all 50 states. Our goal is to make setup and activation as simple as possible, so you can have your ATM up and running (and earning) without excessive delays and needless hassles.
But our service doesn’t stop at delivery. Our experienced team handles everything from in-house processing and detailed transaction reporting to real-time monitoring, technical assistance, and easy access to both new and used parts. With decades of industry experience and a focus on real, responsive customer service, ATM Money Machine is dedicated to helping you succeed, every step of the way.
Generate Reliable Revenue With a Partner You Can Trust
Founded in 1997, ATM Money Machine has built a nationwide reputation for dependable service, transparency, and real customer support. With close to 30 years of experience, we’ve helped thousands of business owners and entrepreneurs succeed with reliable ATM solutions, competitive nationwide processing, and support from knowledgeable experts — never a call center.
We’re fully connected to all major ATM networks, including Visa, Mastercard, and American Express, ensuring your transactions are always fast, secure, and seamless anywhere in the U.S. Whether you’re buying your first ATM or managing a large portfolio, our team is dedicated to guiding you every step of the way, making ATM ownership easy and profitable.
Proud Partners of ATM Money Machine
Full-Service ATM Solutions for Every Business
ATM Money Machine is your nationwide partner for all things ATM. We offer nationwide equipment sales, processing, expert technical support, a full inventory of replacement parts, and 24/7 remote monitoring to keep your machines running smoothly. Whether you need a single ATM for your business or want to build your own ATM operation, we make it easy from day one.
For those starting an ATM business, we provide hands-on guidance and ongoing support, giving you all the tools, service, and confidence you need to grow and succeed in the ATM industry.
Industry-Best ATM Brands and Features
ATM Money Machine offers the industry’s best new ATMs from top brands like Hyosung, Genmega, and Triton. Every new machine comes standard with an upgraded electronic lock for added security and includes direct access to our expert customer support team. You’ll also receive a manufacturer’s warranty on every new ATM, with optional lifetime coverage available for extra peace of mind.
Our Products
ARGO
HL2
GEN25
FORCE
GT3000
2800T
GOW
Expert Support From Real People
We’re more than an ATM vendor — we’re a member of your team who’s here to offer comprehensive support at every step. Our in-house service team provides expert support in all 50 states, including:
- Professional on-site repairs from experienced technicians
- Step-by-step troubleshooting guidance and phone support
- Access to quality replacement parts
- Real-time technical assistance, whenever you need it
With ATM Money Machine, you can count on personal service and knowledgeable support to keep your ATMs running smoothly and your business growing.
Unlock Passive Revenue Through Your Own ATMs
Installing ATMs unlocks new revenue opportunities for you, and we help make it happen quickly and easily.
Increase Profits by Adding an ATM to Your Business
Add an ATM from us to your business and watch your revenue grow. You keep 100% of the surcharge revenue from every transaction, creating a steady stream of passive income. Plus, when customers pay in cash, you reduce credit card processing fees and avoid costly chargebacks, helping you keep more of what you earn.
Launch Your Own ATM Machine Business
We make it easy for entrepreneurs to launch their own ATM business with hands-on guidance, plug-and-play machines, and everything you need to get started quickly and confidently. With fully transparent pricing, you know all your costs up front, and you keep all your surcharge income from every transaction. ATM Money Machine provides step-by-step startup support and ongoing expertise, setting you up for long-term success.
Partner With the Leading ATM Wholesaler
Built on trust. Backed by service. Proven since 1997. ATM Money Machine is the nationwide partner you can rely on to help you grow your business with high-performing equipment, industry expertise, and dedicated support from people invested in your success.
Ready to start earning? Let’s find the right ATM for your goals. Call us at 609-641-7300 or submit our contact form to hear from our experts.
Frequently Asked Questions
ATM revenue depends on traffic, but the average retail ATM completes about 300 transactions per month. High-traffic businesses can see well over 2,000 transactions monthly. At a $2.95 surcharge, 300 transactions would generate roughly $885 in surcharge revenue per month, and many locations earn significantly more.
The financial benefit goes beyond just surcharge revenue. Studies show that 20–25% of the cash withdrawn from an ATM is spent immediately in the same business. That means if a customer withdraws $60, they are likely to spend $12–$15 of it on-site. ATMs also help reduce credit card processing costs, eliminate chargebacks, and improve cash flow since cash is immediate and final. In addition, offering an ATM keeps customers from leaving your store to find cash elsewhere—helping you retain sales and build loyalty.
Almost any brick-and-mortar business with customer traffic can benefit from an ATM. By owning your own machine, you control the surcharge, you collect the revenue, and you gain the benefits of increased in-store spending. Owning an ATM also reduces your reliance on credit card payments, helps lower transaction fees, and protects against fraud and chargebacks.
For business owners, the advantages are clear: more revenue, lower expenses, happier customers, and full control over a valuable service inside your store. An ATM not only generates income but also makes your business a more convenient and attractive place to shop.
- Earn the surcharge revenue from every transaction
- Drive more in-store spending from cash customers
- Reduce credit card fees and chargebacks
- Improve customer satisfaction and loyalty
- Attract new customers who come in specifically to use the ATM
- Simple management—only a few minutes a month to load cash
New ATMs typically cost between $2,300 and $2,900 depending on the model and features. Used and refurbished ATMs are also available at lower prices.
The ATM business is one of the simplest and most profitable small businesses you can own. With just 10 ATMs, many operators earn six figures annually while spending less than an hour per month per machine. Startup costs are low compared to other businesses, there are no franchise fees, and ATMs can generate returns in six months or less. ATMs also require very little time to manage—just a few minutes to reload cash—making this a business that can be run alongside a full-time job or scaled into a larger operation.
No. Many people build ATM businesses by placing machines in other businesses. You provide the ATM and cash, and you collect the surcharge revenue. It’s a flexible business model that can be scaled one machine at a time.
ATM Money Machine is committed to your success. We provide a full step-by-step guide that walks you through everything from choosing your ATM model to stocking and monitoring your machine. We also supply printable handouts you can use when approaching potential business owners about hosting an ATM. Our team is available anytime to answer questions and walk you through the process. From setup to long-term support, we are dedicated to making sure your ATM business runs smoothly and profitably.
We do not offer ATM rentals for short-term events, and we do not lease ATMs. Leasing may look attractive at first, but it is rarely a good financial decision. A typical lease agreement for an ATM ends up costing $6,000 or more over the term, even though the same brand-new ATM can be purchased for as little as $2,300. High interest rates and long-term contracts make leasing far more expensive than buying.
Ownership is the most profitable option for business owners. When you buy an ATM, you avoid unnecessary finance charges, you own the equipment outright, and you collect the surcharge revenue for the life of the machine. Most of our customers recover their full investment in less than six months, making ATM ownership one of the fastest ROI opportunities available.
Yes, business owners typically stock their ATMs with $1,500–$4,000 at a time. The cash is recycled daily back into your bank account after withdrawals, so your money is always moving.
Funds are usually deposited back into your bank account the next business day. Withdrawals before 3:00 p.m. typically settle the following day.
Yes. You decide the surcharge fee for your ATM, which usually ranges from $2.75 to $3.50 per transaction.
Very little. Loading cash takes about 3 minutes, and most business owners spend less than 10 minutes per month managing their ATM. We provide a web portal, mobile app, and optional text alerts so you can monitor transactions in real time.
Every ATM comes with secure web and mobile access that allows you to see all transactions in real time. You can also set up text or email alerts to notify you when cash levels are low.
ATM Money Machine carries all major manufacturers, including Hyosung, Genmega, and Triton. These brands produce reliable retail ATMs ranging from freestanding units to through-the-wall ATMs, wall-mount ATMs, and counter-mount ATMs.
The right machine depends on your location. Hyosung ATMs such as the Halo II and Force are popular for retail environments, Genmega’s G2500 and Onyx are known for flexibility and modern design, and Triton’s ARGO line is a trusted American-made option. Our team will help you choose the best fit.
ATM Money Machine provides nationwide ATM processing. We handle all transaction routing, reporting, and settlements so you can focus on managing your business and collecting revenue.
ATMs connect to the processing network using either an internet line, phone line, or a secure wireless device. This ensures your ATM stays online and ready to serve customers.
All you need is a standard electrical outlet and either an internet connection or a wireless box. With plug-and-play programming, setup is quick and easy.
Yes. ATM Money Machine offers the ability to upgrade your ATM to include Bitcoin sales through our LibertyX program. This adds an entirely new revenue stream on top of your surcharge income, with 1% earned on all Bitcoin purchases.
Bitcoin functionality makes your ATM even more appealing to customers by offering them access to both cash and cryptocurrency in one convenient location. Instead of wasting time signing up for exchanges or worrying about carrying large amounts of cash, customers can use their debit card at your ATM to buy Bitcoin instantly. This service attracts a younger, tech-savvy demographic and increases foot traffic, while providing you with an additional income stream without extra effort.
Yes. Every new ATM purchased from ATM Money Machine comes with a lifetime warranty option, covering parts and labor for as long as you own the machine. Our ATMs are built to last, and many of our customers continue operating the same units profitably for over a decade.
Getting started is simple. Call us at 609-641-7300 or fill out our contact form. Our team will help you select the right model, program your ATM, and provide support so you can start earning revenue quickly.