Your Trusted ATM Provider for Sales, Processing, and Support
ATM Money Machine is a nationwide ATM sales and processing company, proudly serving business owners and entrepreneurs across the United States for nearly 30 years. We offer a wide selection of new and used machines, in-house processing, and hands-on support to help you turn your ATM goals into real revenue. Experience the difference of a dedicated partner committed to providing the attention and service your business deserves.
ATM Solutions Built Around Your Business
Whether you’re a business owner buying an ATM for your location or an entrepreneur ready to launch your own business, ATM Money Machine provides the equipment, processing, and support to make it work. As a leading ATM wholesaler and supplier, we’re here to guide you every step of the way.
Starting Your Own ATM Business
The ATM business is one of the most accessible and profitable ventures you can launch today. Startup costs are low, there’s no minimum purchase requirement, and the earning potential is virtually unlimited. ATM Money Machine provides everything you need to get started with confidence.
We carry machines from Genmega, Hyosung, and Triton to fit any budget. Our team is with you at every stage of building your business, from machine selection and programming to in-house processing and detailed transaction reporting.
Learn more about starting an ATM business or call us today.
Buying an ATM Machine for Your Business
Installing an ATM in your business is a smart, low-maintenance way to generate passive income and reduce your credit card processing fees. As a reputable ATM vendor across the U.S., ATM Money Machine sells new and used machines with no middleman and no hassle.
New ATMs ship fully preprogrammed and ready for immediate operation, complete with an optional lifetime warranty for added peace of mind. For those looking to get started at a lower price point, our rotating selection of certified used preprogrammed ATMs offers a reliable, cost-effective alternative.
Find out more about purchasing an ATM today.
ATM Solutions for Cannabis Dispensaries
Cannabis dispensaries face unique challenges for payment processing and cash management. A reliable on-site ATM is essential for keeping transactions flowing and your customers happy. ATM Money Machine offers specialized dispensary ATM solutions nationwide, with a full-service option in select states and a direct purchase option available in all 50 states.
Our experts will work with you to customize the right solution for your business — from a full-service dispensary ATM placement in select areas, to the option to buy an ATM for your dispensary and collect the surcharge revenue yourself.
With ATM Money Machine, you get more than just a cannabis ATM — you get a trusted partner dedicated to your success.
Discover more about our cannabis ATM solutions today.
Proud Partners of ATM Money Machine
Why Businesses Choose ATM Money Machine
As one of the best ATM processing companies in the industry, we have built our reputation on exceptional service. When you call us, you reach our in-house team directly, not a call center. We handle everything from sales and programming to processing and servicing with no hidden fees.
When you partner with us, you can expect the following:
- Nearly 30 years of industry experience
- New and used ATMs from top manufacturing brands
- In-house ATM processing with transparent pricing
- Direct support from our in-house team
- Nationwide coverage across all 50 states
We’re not just your ATM supplier — we’re your partner in growth.
Get Started With ATM Money Machine Today
Are you ready to start earning with a trusted ATM partner? Let the experts at ATM Money Machine show you how our solutions can benefit your business. Contact us online or call 609-641-7300 today for a no-obligation consultation.
Our Products
ARGO
HL2
GEN25
FORCE
GT3000
2800T
GOW
Frequently Asked Questions
ATM revenue depends on traffic, but the average retail ATM completes about 300 transactions per month. High-traffic businesses can see well over 2,000 transactions monthly. At a $2.95 surcharge, 300 transactions would generate roughly $885 in surcharge revenue per month, and many locations earn significantly more.
The financial benefit goes beyond just surcharge revenue. Studies show that 20–25% of the cash withdrawn from an ATM is spent immediately in the same business. That means if a customer withdraws $60, they are likely to spend $12–$15 of it on-site. ATMs also help reduce credit card processing costs, eliminate chargebacks, and improve cash flow since cash is immediate and final. In addition, offering an ATM keeps customers from leaving your store to find cash elsewhere—helping you retain sales and build loyalty.
Almost any brick-and-mortar business with customer traffic can benefit from an ATM. By owning your own machine, you control the surcharge, you collect the revenue, and you gain the benefits of increased in-store spending. Owning an ATM also reduces your reliance on credit card payments, helps lower transaction fees, and protects against fraud and chargebacks.
For business owners, the advantages are clear: more revenue, lower expenses, happier customers, and full control over a valuable service inside your store. An ATM not only generates income but also makes your business a more convenient and attractive place to shop.
- Earn the surcharge revenue from every transaction
- Drive more in-store spending from cash customers
- Reduce credit card fees and chargebacks
- Improve customer satisfaction and loyalty
- Attract new customers who come in specifically to use the ATM
- Simple management—only a few minutes a month to load cash
New ATMs typically cost between $2,300 and $2,900 depending on the model and features. Used and refurbished ATMs are also available at lower prices.
The ATM business is one of the simplest and most profitable small businesses you can own. With just 10 ATMs, many operators earn six figures annually while spending less than an hour per month per machine. Startup costs are low compared to other businesses, there are no franchise fees, and ATMs can generate returns in six months or less. ATMs also require very little time to manage—just a few minutes to reload cash—making this a business that can be run alongside a full-time job or scaled into a larger operation.
No. Many people build ATM businesses by placing machines in other businesses. You provide the ATM and cash, and you collect the surcharge revenue. It’s a flexible business model that can be scaled one machine at a time.
ATM Money Machine is committed to your success. We provide a full step-by-step guide that walks you through everything from choosing your ATM model to stocking and monitoring your machine. We also supply printable handouts you can use when approaching potential business owners about hosting an ATM. Our team is available anytime to answer questions and walk you through the process. From setup to long-term support, we are dedicated to making sure your ATM business runs smoothly and profitably.
We do not offer ATM rentals for short-term events, and we do not lease ATMs. Leasing may look attractive at first, but it is rarely a good financial decision. A typical lease agreement for an ATM ends up costing $6,000 or more over the term, even though the same brand-new ATM can be purchased for as little as $2,300. High interest rates and long-term contracts make leasing far more expensive than buying.
Ownership is the most profitable option for business owners. When you buy an ATM, you avoid unnecessary finance charges, you own the equipment outright, and you collect the surcharge revenue for the life of the machine. Most of our customers recover their full investment in less than six months, making ATM ownership one of the fastest ROI opportunities available.
Yes, business owners typically stock their ATMs with $1,500–$4,000 at a time. The cash is recycled daily back into your bank account after withdrawals, so your money is always moving.
Funds are usually deposited back into your bank account the next business day. Withdrawals before 3:00 p.m. typically settle the following day.
Yes. You decide the surcharge fee for your ATM, which usually ranges from $2.75 to $3.50 per transaction.
Very little. Loading cash takes about 3 minutes, and most business owners spend less than 10 minutes per month managing their ATM. We provide a web portal, mobile app, and optional text alerts so you can monitor transactions in real time.
Every ATM comes with secure web and mobile access that allows you to see all transactions in real time. You can also set up text or email alerts to notify you when cash levels are low.
ATM Money Machine carries all major manufacturers, including Hyosung, Genmega, and Triton. These brands produce reliable retail ATMs ranging from freestanding units to through-the-wall ATMs, wall-mount ATMs, and counter-mount ATMs.
The right machine depends on your location. Hyosung ATMs such as the Halo II and Force are popular for retail environments, Genmega’s G2500 and Onyx are known for flexibility and modern design, and Triton’s ARGO line is a trusted American-made option. Our team will help you choose the best fit.
ATM Money Machine provides nationwide ATM processing. We handle all transaction routing, reporting, and settlements so you can focus on managing your business and collecting revenue.
ATMs connect to the processing network using either an internet line, phone line, or a secure wireless device. This ensures your ATM stays online and ready to serve customers.
All you need is a standard electrical outlet and either an internet connection or a wireless box. With plug-and-play programming, setup is quick and easy.
Yes. ATM Money Machine offers the ability to upgrade your ATM to include Bitcoin sales through our LibertyX program. This adds an entirely new revenue stream on top of your surcharge income, with 1% earned on all Bitcoin purchases.
Bitcoin functionality makes your ATM even more appealing to customers by offering them access to both cash and cryptocurrency in one convenient location. Instead of wasting time signing up for exchanges or worrying about carrying large amounts of cash, customers can use their debit card at your ATM to buy Bitcoin instantly. This service attracts a younger, tech-savvy demographic and increases foot traffic, while providing you with an additional income stream without extra effort.
Yes. Every new ATM purchased from ATM Money Machine comes with a lifetime warranty option, covering parts and labor for as long as you own the machine. Our ATMs are built to last, and many of our customers continue operating the same units profitably for over a decade.
Getting started is simple. Call us at 609-641-7300 or fill out our contact form. Our team will help you select the right model, program your ATM, and provide support so you can start earning revenue quickly.